Why We’re Investing in Mobile Home Communities — And Why This Asset Class Deserves Your Attention

In a market environment where volatility is the norm and capital preservation is just as important as growth, investors are increasingly seeking assets that offer both stability and upside. One asset class that has quietly outperformed in this regard—yet remains widely misunderstood—is mobile home communities.

Next week, we’ll be introducing a debt investment opportunity in collaboration with Cultiv8 Collective and  OCG Properties groups that have spent the last decade generating recession-resistant returns in the affordable housing sector and provided thousands of RE loans. But before we unveil what they have built together, we want to walk you through the rationale behind it.

The Macro View: Why Affordable Housing Is the Investment Conversation We Should Be Having

America’s affordable housing crisis isn’t just a news headline—it’s a systemic issue affecting millions. Rising interest rates, stagnant wages, and supply shortages have made quality housing unaffordable for a large segment of the population. The ability for potential MH buyers to get financing is nearly impossible.

From a long-term investment perspective, this creates a rare convergence: social need meets financial opportunity. A debt fund for Mobile home communities (MHCs) is uniquely positioned to address both.

Why A Mobile Home Debt Fund?

1. Durable DemandMobile homes provide an essential service: attainable housing. In times of economic expansion or contraction, that demand doesn’t waver. It grows.

2. Low Tenant TurnoverIn most MHCs, residents own their homes and rent the land beneath them. This model fosters community stability and reduces the operational headaches tied to turnover and vacancy—two factors that erode margins in traditional multifamily.

3. Recession ResistanceDuring economic downturns, the affordable housing sector often sees increased demand. MHCs are not only resilient during recessions—they often outperform.

4. Strong Risk-Adjusted ReturnsRelative to other real estate asset classes, lower maintenance expenses, and often, stronger cash-on-cash returns. It’s an efficiency play backed by stable fundamentals.

5. Scarcity of SupplyDue to zoning restrictions and regulatory barriers, it’s increasingly difficult to build new mobile home communities. This makes existing communities more valuable over time and offers a built-in hedge against oversupply.

6. Scarcity of Debt SourcesVery few banks or credit unions offer loans for mobile homes in parks. Buyers typically must rely on chattel lenders or in-house financing from the park owner or a mobile home dealer, often at higher interest rates.

Our Strategic Alignment with Cultiv8 Collective and OCG

Cultiv8 Collective has spent the last ten years refining a data-driven, impact-focused approach to investing in affordable housing. OCG has over ten years of lending experience, having lent out over $150 million. Their ability to combine consistent returns with measurable social value is what drew us to this collaboration.

Together, we’re launching a new investment fund that’s grounded in the same core principles:

• Prioritize cash flow and capital preservation

• Create social impact without sacrificing returns

• Align with macroeconomic trends, not fight them

This fund will focus exclusively on empowering renters to become owners.

Join the Conversation Early

We know this fund won’t be for everyone—and that’s intentional. It's designed for accredited investors who understand the value of debt investments, looking to diversify their portfolio, the importance of downside protection, and the growing need for accessible housing solutions in America.

If that sounds like you, we invite you to join us for a live webinar where we’ll walk through the fund strategy, outline our acquisition criteria, and answer any questions.

📅 Webinar Date: June 10, 2025🕗 Time: 8:00 PM EST / 5:00 PM PST🔗 Register for the Webinar 

Please note: This offering is open exclusively to accredited investors. Verification will be required before participating.

By investing in this fund, you’re not just pursuing returns—you’re helping create a more sustainable and equitable housing market.

Let us show you how to do both.

Disclosure:

Results may vary. Capital access and terms are subject to lender approval and your business’s financial profile. All strategies are based on our proven methods for scaling businesses and improving creditworthiness. For personalized recommendations, consult with our team.